Business Loans & Financing
You can't buy more time
But, you can finance the tools and staff to put your time where you need it most.
We Help Business Owners Get Funded Everyday
There are a variety of Loans for business owners. Our business funding programs feature competitive rates and terms and we also offer bad credit business loans.
Fill out this quick form below to Scale Your Business
Business Financing Options
Small Business Loans
Flexible financing. 6 month—10 year terms.
Business Line of Credit
Cash on-hand, whenever you need it.
Equipment Financing
Get equipment for any industry.
Hybridge® SBA Loan
New Expedited SBA Program For Immediate Funding.
Performance Advance™
New Performance-Based Financing Soluton. 2X the Funding Amount.
eQuickment Financing
New Equipment Financing Product. Funding in 48 Hours.
Commercial
Mortgage Financing
Easily purchase, expand, or remortgage.
Startup Business Funding
Startup loans for new businesses.
Franchise Financing
Purchase a new or additional location.
Why get a small business loan?
Why get a small business loan?
Here are several common uses for small business loans:
Moving Expenses
You might be upgrading your space. Perhaps
you are downsizing. Whatever the reason,
moving happens and businesses rarely reserve
enough for the costs associated with relocating.
It’s more than putting your belongings on
a truck and putting them somewhere else.
Moving your small business often involves
security deposits, new wiring, furniture
purchases, and a host of other considerations.
Because many small business lenders require
proof of location, you might be asked to supply
a recommendation from your former landlord
and a signed lease and proof of deposit for the
new space before you can set up shop.
Pay Down Credit Card Debt
Replace debt with debt? Believe it or not,
some of the marketplace lending rates are
competitive or even below standard credit card
rates. Although the Credit Card Accountability
Responsibility and Disclosure (CARD) Act
stopped credit card companies from forcing
usurious and unreasonable rates on consumers,
credit card rates remain high. Even if a business
owner obtains a term loan at a rate similar to
or higher than his or her business credit card,
some owners might still want to dispense with
this obligation. There are two good reasons
for this: It creates financial discipline that credit
rating agencies like to see. It gets you away
from paying the minimum and forces you to
pay down the balance to free up your cash flow
eventually.
Competitor / New Product Acquisitions
Acquiring competitors and integrating them into your operations helps you enter new markets, leverage economies of scale, and increase your negotiating power when dealing with suppliers and vendors.
Adding new product lines boosts sales to existing customers, and brings in new ones. It also helps generate buzz and excitement about your business, which is essential in competitive, crowded marketplaces.
Technology Upgrades
You might want to party like it’s 1999, but you
can’t run a business that way. Technology is an
essential part of our lives, and businesses are
no exception. Businesses can maintain or gain
a competitive edge, whether it’s investing in
state-of-the-art dentistry tools or installing GPS
tracking devices for your fleet of delivery vans.
Seasonality
Cyclical. Seasonal. Business owners call it “ups
and downs.” It happens in nearly every industry,
but the down cycles can be particularly painful
for a small business. Bolstering your accounts to
prepare for these cycles, particularly if you can
predict them, can relieve an enormous amount
of pressure and preserve a great deal of sleep.
Bank Fees
Many small businesses have irregular cash
flow. As a result, they can experience periodic
overdrafts at the bank. If you’re tired of marking
down “bank fees” as a business expense, you
should consider an infusion of working capital
to help regulate your cash flow
Hire / Retain New Staff & Key People
Additional business funding enables you to pay for a comprehensive recruitment process, so that you can onboard talent that will move your business forward. In addition, more funding helps you ensure that your key people are appropriately compensated, which keeps them engaged and on the roster.
Advertising Campaign Launch
Although word-of-mouth marketing is a great way to bootstrap your business, it should not be your exclusive source for fresh, quality leads. Additional business funding helps you ensure that you aren’t the “best kept secret in your marketplace” by giving you the ability to launch marketing and advertising campaigns for your business.
It's Not Just About Expenses
While the above covers many of the ways your business can use funding to stay successful for years and decades to come, it just does not cover it all. The important key here, is funding is not only used for covering expenses. The right funding can help businesses exploit opportunities and make investments that generate significant revenue —and stand out above your competition!
We Help Business Owners
Get Funded Everyday
